The 4d1ye
"Nhasi, kana iwe uchienda kuOrlando [USA] iwe unogona ikozvino kutenga nayo Pix" akati Roberto Campos Neto, mutungamiri we Central Bank (BC), pane chimwe chiitiko Brazilian Association of Foreign Exchange Brokers (Kumbundira) Muvhuro uno (02). Pakubvunza nezve international pix, mutungamiri wenyika akanyorawo dzimwe nyika uko zvinotengwa kuburikidza nehurongwa hwekubhadhara zvinogona kuitwa. Tarisa zvimwe zvakawanda nezve chinhu chitsva pazasi: 4g1t2k
Mutungamiri weBC anotaura nezve International Pix 5r4s5e
Pamusoro pekutaura nezveUnited States mukubatanidzwa kwe Pix, Campos Neto yakaratidza kupinda kwaPix mune mamwe makondinendi uye munzvimbo dzinofarira zvikuru hurumende, dzakadai seLatin America neAsia. Naizvozvo, hurongwa hwekubhadhara ipapo huri kuwedzera kuvhurika kune mamwe mabhanga epakati pasirese, sekureva kwemutungamiri wenyika. Zvakare nechinangwa chekupa zvimwe zvigadziriso, Campos Neto yakaratidza chimwe chezvinangwa zvikuru: kuwana kuchinjika kwakawanda kuita kutengeserana kuburikidza neyakagadzirirwa dhijitari system, nekuchengetedzeka kwakawanda.
Kana iwe usingade kuita mubhadharo kune mumwe munhu asiri pachirongwa, unogona kuvharidzira huwandu uye nguva yekuita chimwe chinhu chinoenderana.
Roberto Campos Neto,
mutungamiri weCentral Bank (BC).
Iyo yepasi rose yePix ingori imwe yezvikamu zvemazano akagadzirirwa kufambisira mberi hupfumi: iyo BC iri kuvandudza basa rechikwereti mukubhadhara nekukurumidza, panguva imwechete sezvazviri muchikamu chekutanga che drex (iyo yedhijitari vhezheni yechokwadi); muzvidzidzo zvekushandisa hungwaru hwekugadzira (AI) kuvandudza kutamiswa; uye inogadzira nyowani yekubhengi application - yekubhengi "superapp" inogona kunge iine akati wandei maakaundi ebhangi mune imwe, ine mubereko muenzanisi, pakati pezvimwe zvakasanganiswa zviwanikwa.
Kana iri yepasi rose Pix uye kushanda kwayo, BC yakatozivisa kuti hurongwa hunogona kushandiswa kunze kweBrazil kuburikidza nekubatanidzwa nemamwe maitiro akafanana mune dzimwe nyika. MuUSA, semuenzaniso, zvave kutokwanisika kushandisa iyo FedNow, iyo inoshanda zvakangofanana nePix: inoshanda maawa makumi maviri nemana pazuva, mazuva manomwe pasvondo, asi haishandire vanhu vanoshandisa maakaundi mumabhanga eUS anoshanda kunze kwenyika. Mushure mekuvandudzwa, kune avo vanoda kushandisa Brazilian system kune dzimwe nyika, zvichave zvichiita kutenga kuburikidza nePix nerutsigiro rwemamwe masisitimu epasi rose.
Muna Zvita 2022, BC yakaburitsa chirevo ichizivisa akati wandei mapurojekiti ePix, nekugadzirwa kwemabhizinesi matsva, mikana muPix. vhura mari (kubatanidzwa kwe data rekubhengi nemamwe mapuratifomu, kushandisa data revatengi), pakati pemamwe maitiro. Mugwaro iri, pane zvakakosheswa nenyika dziri pedyo neBrazil, dzakaita seUruguay, Colombia, Peru neEcuador, pamwe nedzimwe dziri kure dzakaita seCanada neUSA.
Ndekupi kwaungabhadhara kutenga nePix kunze kweBrazil? 2u1b3k
Pachiitiko che Kumbundira, Campos Neto akataura dzimwe nyika dzinogona kubvuma kutenga nePix: Argentina neUruguay. Asi, munaFebruary 27th, panguva yehurukuro pa Brazilian Institute of Education, Development uye Research (IDP), mutungamiri we BC yakatoratidza kuti dzimwe nyika dzinogona kutora chikamu mukubatanidzwa kwepasi rose Pix, seColombia, Chile neEcuador. Naizvozvo, chinonyanya kukosha muchirongwa chekubhadhara chirongwa ndechekubatana nenyika dziri pedyo.
[…] Kana tiine mubhadharo pakarepo, takabatana, tinotoita basa rekubhadhara kuyambuka muganhu. Roberto Campos Neto
Nekudaro, idzi nedzimwe nyika dzinotora Pix senzira yekubhadhara dzinongobatanidzwa neBC mumakore maviri, zvichienderana nefungidziro yakaitwa ne Breno Lobo, anoshanda sechipangamazano mu Dhipatimendi reMakwikwi uye Mari Yemusika Mamiriro kubva BC. Parizvino, nhengo dzesangano rezvemari dziri kufunga nezvekubatanidza Pix nenyika makumi matanhatu.
O drex, mari yedhijitari yakaenzana neiyo chaiyo iri muchikamu chekugadzira, haitarisirwi kuti ibatanidzwewo sechikamu chekudyidzana kwenyika. Iyo chaiyo yedhijitari ichaitirwa kutsiva, pazvinenge zvichidikanwa, dzimwe nzira dzekubhadhara, dzakadai semari yepanyama kana madhipoziti akajairwa, uye inotarisirwa kutangwa muna 2024.
Kuuya kwePix kuchengetedza zvigadziriso 701l4y
Muna May gore rino, the Central Bank anga atozivisa zvitsva zve chengetedza kutamiswa kuburikidza nePix, iyo ichasvika munaNovember: iyo inotariswa iri pamativi maviri, ayo anosanganisira yambiro pamusoro pekukanganisa kwakaitwa nehurongwa uye kujeka kukuru mukubvunza data mukutengesa. Nenzira iyi, kuchinja kwemaitiro Pix ichabvumira kuongorora kwakanyanya uye kutengeserana kwehutsotsi, semuenzaniso, kurambwa nekukurumidza, maererano Breno Lobo.
Mukuita, zano re BC Inosanganisira ese ari maviri ekutarisa maakaundi ane mukana wakakura wekushandiswa nematsotsi uye kudzivirira kubva pakubuda kwemaorenji maakaundi. Kubvunzwa nezve kushandiswa kwemaakaundi echitsotsi pachiitiko ichi Kumbundira, Campos Neto zvakare yakavimbisa kuti, kunyangwe nekudyidzana kwenyika dzePix, chengetedzo yaizochengetedzwa. Zano rekuchengetedza kurwisa maakaundi eorenji, kumutungamiri wenyika, kuita mepu yakaringana, inogona kunge iine rutsigiro rweAI.
[…] Zvikuru, kana mumwe munhu akaita chitsotsi, anozofanira kuisa mubairo muakaundi uye wobva waganhura kugona [kuita] chitsotsi. Roberto Campos Neto
Wakamboedza kushandisa Pix kunze kweBrazil? Wafarira nhau here? Tiudze, pa showmetech!
Onawo:
Kunobva: The | Innovation Agenda (Central Bank yeBrazil) | B3 | simba 360 | CNN Brazil
Ongororo yemavara yakaitwa na: Pedro Bomfim (2 / 10 / 23)
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