Maitiro ekushandisa uye kunyoresa nePIX, iyo nyowani yekubhadhara uye bhengi rekufambisa system muBrazil 322v6a

Priscila Oliveira Avatar
PIX ndiyo itsva yeBrazil yekubhadhara uye kuendesa kubhengi system. Nenzira yakachengeteka uye yakabatanidzwa nemabhangi, zvinokwanisika kuita kutengeserana pakarepo.

Nhasi (16) the PIX, hurongwa hutsva hwekubhadhara hunoitwa neCentral Bank. Mukuedza kubva pakutanga kwemwedzi, ikozvino yave kuwanikwa kune vese vashandisi vakanyoreswa. Kubva Central Bank chiziviso nezvekushandiswa kwe PIX, unogona kunge wakatowana ruzivo kubva kubhangi rako nezve iyi nzira itsva yekubhadhara yekukurumidza kutamiswa. 1a5r2t

O PIX inobuda senzira nyowani yekubhadhara, kuendesa uye kugamuchira mari zvakachengeteka, pasina muripo (kune vanhu) uye yakabatanidzwa mumatanho edhijitari ebhangi raunoshandisa. Uye nemutengo wakaderera wekutengesa pane iwo watoiswa kune mamwe masevhisi - masangano anongochajwa sendi rimwe chete pakutenga kwega kwega gumi. Kuwedzera kune agility uye nyore mukutengeserana, PIX ine chinangwa chekuwedzera kushanda kwemusika uye ruzivo rwevatengi, kuderedza muripo uye kuwedzera kuchengetedzeka.

Paunenge uchipokana kuti sei PIX zvichashanda? Isu takagadzirira gwara rakazara rekuti mabhangi anoshanda sei, mabhenefiti uye activation.

Chii chinonzi PIX? 2i1b2w

Ikozvino mafambisirwo ekufambisa ndeaya:

- DOC (Credit Order Document): yekuchinjisa inosvika R$4.999,99, iyo mari inotamiswa mukati mezuva rimwe rebhizinesi (kana kusvika mazuva maviri ebhizinesi kana aitwa mushure me22pm).

- TED (Inowanikwa Yemagetsi Transfer): kuchinjisa pasina kukosha kwezvirambidzo izvo, kana zvakumbirwa pamberi pa17pm pamazuva ebhizinesi, zvinoitwa pazuva rimwe chete.

O PIX inouya sechisarudzo chekufambisa pasina zvirambidzo kwemazuva nenguva. Mune mamwe mazwi, zvinokwanisika kuita kufambisa uye kubhadhara nekukurumidza (kushanda kuchapedzwa mukati memasekonzi gumi), maawa makumi maviri nemana pazuva uye zuva rega rega revhiki, kusanganisira kupera kwevhiki.

Sarudzo yekufambisa pasina nguva uye kurambidzwa kwezuva (Mufananidzo: Banco Central)

NePIX zvinogonekawo kubhadhara mabhiri, mutero uye mamwe mafizi munguva chaiyo uye pasina wechitatu-bato kupindirana. Mari inotamiswa kubva ku inoenda yakananga ku iyo inogamuchira iyo mari.

Kuchinjisa uku kwakatoitwa pakati peakaundi kubhangi rimwe chete. NePIX, agility iyi haisisiri inogumira pakati peakaundi kubva kumabhangi akasiyana.

Transactions kuburikidza nePIX ichaitwa pakati pevanhu, vanhu uye masangano ekutengesa, pakati pezvivakwa uye masangano ehurumende emitero uye muripo.

PIX inoshanda sei? Ndezvipi zvakanakira? 556n16

Vanotumira mari nevanoigamuchira vanofanira kunge vaine maakaundi ekubhanga, fintechs kana masangano ekubhadhara. Iyi inogona kuve yazvino, savings, salary , pakati pevamwe.

O PIX ichabatanidzwa nemasevhisi anopihwa nebhangi rako, senzira yekuchinjisa pamwe neTED neDOC. Izvo hazvizove zvakafanira kudhawunirodha chishandiso chitsva chekushandisa sevhisi iyi, asi masangano ezvemari achakwanisa kuburitsa PIX-ane chekuita nekudhawunirodha zvigadzirwa.

Kutevera Central Bank mirau, kutengeserana kuburikidza nePIX kunogona kuitwa nenzira nhatu dzakasiyana:

Nekiyi yePIX. 4m3j40

Sezvo Central Bank pachayo inodana iyo, iwe unonyoresa zita remadunhurirwa kumaakaundi ako ekubhangi. Zita remadunhurirwa richava nhamba yako yeF kana CNPJ, nharembozha kana email.

Paunogamuchira kutamiswa, iwe unozivisa kiyi yakasarudzwa kune ani nani achabhadhara / kuendesa mari kwauri. Uye kana uchiendesa mari kune mumwe munhu, unofanirwa kubvunza kuti kiyi yavo chii.
Iwe unogona zvakare kugadzira 32-character isina kujairika kiyi yekuwedzera kuvanzika, kana iwe usingade kupa yako pachako data paunenge uchitenga kana kutamisa.

Kubva Gumiguru 5th, mabhangi achagamuchira kunyoreswa kwemakiyi ako.

Kuzivisa ruzivo rwebhangi. 473966

Tichitevera sezvatinotoita neTED kana DOC nhasi, tichizivisa zita rakazara, F, nhamba yebhangi, bazi uye .

QR Code Kuverenga. 175l60

Ndiyo imwe nzira inoshanda yekushandisa iyo PIX uye inotevera fomati yakatoshandiswa kune dhijitari wallet. Kana iyo kodhi yagadzirwa, ichaverengerwa nekamera ye-smartphone yako uye ndizvozvo! Transaction yakaitwa ipapo ipapo.
Mhando mbiri dzeQR Code dzichashandiswa, dzakasimba uye dzine simba.

O Static QR kodhi Inogona kushandiswa mukutengeserana kwakawanda uye inokurudzirwa kune vadiki vatengesi, vanopa masevhisi kana kupatsanura bhiri pakati peshamwari, semuenzaniso. Makambani nevanhu vachatsanangura mari ichabhadharwa kana kuti ndiani ari kubhadhara mari iyi ndiye achatsanangura mari iyi.

O Dynamic QR Code, inogona kushandiswa kamwe chete. Icharatidza ruzivo rwakasiyana rwekutengeserana kwega kwega sekukosha, zuva rakakodzera - uye rumwe ruzivo rwakanyanya kufanana nebhengi slip. Nzvimbo uko kukosha kwekutengesa kwakasiyana zvakanyanya, senge masupamaketi, achashandisa iyo ine simba QR Code. Uye kufambisa sevhisi, mutengesi anogona kugadzira kodhi uye kuisiya pakaunda kuti mutengi abhadhare nekuiverenga nekamera ye smartphone.

Mhando dzeQR kodhi dzinozoshandiswa mukuita kwepix
Transactions kuburikidza neQR Code (Mufananidzo: Central Bank)

O PIX inovimbisa kuve sevhisi yakapusa, uko nekiyi imwe chete, iwe unogona kugamuchira uye kubhadhara uye kutamisa. Uye nekukasira, nekutengeserana kuri kuitwa mukati memasekonzi gumi. Uyezve, mukana mukuru kushanda kwayo pasina zvirambidzo zvenguva nemazuva uye chengetedzo yayo, izvo zvisingade kugovaniswa kwehuwandu hwemabhangi kupedzisa oparesheni.

Pakumisikidzwa, mutengo wekugamuchirwa uchave wakaderera pane dzimwe nzira dzemagetsi uye zviwanikwa zvichaitwa kuwanikwa nekukasira, nokudaro kuderedza kudiwa kwechikwereti.

Zvakanakira zvePIX (Mufananidzo: Central Bank)

Ndeapi mabhangi anozopa PIX? 4w4nw

Kubva chiziviso cheCentral Bank, mabhanga uye fintechs muBrazil akatanga kugadzira PIX mumasevhisi ayo uye kusvika parizvino, akatenderedza 980 masangano akatonyoreswa. Mabhangi makuru uye fintechs akadai saItaú, Caixa Econômica, Banco do Brasil, Nubank, Santander, Bradesco, Mercado Pago, C6 Bank neBanco Inter vakatotanga kushambadzira kwavo uye pre-kunyoresa mishandirapamwe yekuendesa uye kubhadhara hurongwa hutsva.

Maitiro ekuita kubhadhara uye kuendesa nePIX? 1h5e1s

Kubva kubhengi app kana fintech yakaiswa pa-smartphone yako, iwe unozokwanisa kuita kutengeserana zviri nyore nekuverenga iyo QR kodhi yakagadziridzwa iyo oparesheni (kungave iwe pachako kana painternet) kana kusanganisira data, senge F kana nhamba dzerunhare, kuita kutamisa.

Kuti ugamuchire mubhadharo, iyo yekumisikidza inogona kugadzira QR Code, chinongedzo uye kuitumira kune anobhadhara, ichizivisa yavo PIX kiyi kana ruzivo rwebhangi.

Chero ani zvake ari mutengi kumabhanga anopfuura rimwe achakwanisa kunyoresa PIX navo vese. Iwe unogona, hongu, kunyoresa anosvika mashanu makiyi akasiyana (pasina kuadzokorora) panzvimbo yega yega.
Nenzira iyi, iwe uchakwanisa kushandisa F yako sekiyi yePIX kubhengi institution uye shandisa yako mbozhanhare nhamba, semuenzaniso, kune imwe institution. Izvo hazvizotenderwe kushandisa iyo yakafanana data kunyoresa kiyi mumabhangi akasiyana kana fintechs.

Nzira yekunyoresa uye kumisa PIX kubhangi rako? 466w2x

Kunyoresa kwe PIX ichave iripo kubva Gumiguru 5th. Nekudaro, masangano emari akadai seNubank, Santander uye Bradesco akatoita kuti zvinyorwa zvakakosha zviwanikwe.

Kunyoresa paNubank 462g1y

  1. Svika iyo Nubank app uye enda ku "PIX".
Kunyoresa neNubank.


2. Zvadaro tinya pa " on PIX".

Screenshot yeiyo nubank app inoratidza nhanho inotevera
Tanga kunyoresa kiyi. (Mufananidzo: Nubank)

3. Nubank ichatopa dzimwe sarudzo dzakakosha. Kuti uenderere mberi, tinya pakanzi " zvese" kana "Sarudza Makiyi" kuti usarudze.

Nubank kiyi sarudzo dzePIX. (Mufananidzo: Nubank)

Pre-kunyoresa paBradesco 3j232t

  1. mukushandiswa kwe Bradesco Bank, tora PIX uye pane inotevera skrini, tinya "Enderera".
Sikirini inoratidza pre-kunyoresa
Bradesco app inopa pre-kunyoresa (Mufananidzo: Bradesco)


2. Sarudza data yekunyoresa sePIX kiyi - unogona kusarudza 3 kana 1 chete.

Sarudza 1 kana 3 makiyi. (Mufananidzo: Bradesco)


3. Kana ukasarudza foni yako kana email sekiyi, kodhi yekusimbisa ichatumirwa kwauri.

Sikirini yekuisa yakagamuchirwa kodhi kodhi
Kodhi yekusimbisa ichatumirwa. (Mufananidzo: Bradesco)


4. Tarisa ruzivo, verenga uye ubvumirane nemitemo uye enda ku "Ramba".

Kupedza PIX pre-kunyoresa. (Mufananidzo: Bradesco)


5. Zvaitwa! Kunyora kwako kare kwapera.

Sikirini inoratidza kunyoresa kupera.
Kunyora-kare kwapera. (Mufananidzo: Bradesco)

Kunyoresa kuSantander 70471f

  1. Tsvaga iyo SX portal kubva kuSantander uye isa ruzivo rwako pane yekupinda skrini.
sx portal yekumba skrini
Portal SX, kubva kuSantander kunyoresa nePIX. (Mufananidzo: Santander)


2. Sarudza data yaunoda kunyoresa sekiyi. Santander inoratidza kuti zvakakosha kunyoresa F yako uye nharembozha yemazuva gumi-yemahara-yemahara garandi pane PIX transaction.

Kiyi yekunyoresa skrini
Sarudza data yekushandisa sekiyi. (Mufananidzo: Santander)


3. Zvaitwa! Kunyora kwako kwekutanga kwapera uye kubva musi wa5 Gumiguru, uchakwanisa kusimbisa makiyi ako kuburikidza neapp yeSantander.

Registration yekusimbisa skrini.
Pre-kunyoresa makiyi neSantander kwapera. (Mufananidzo: Santander)

Izvo zvakakosha kuyeuka kuti kutengeserana kuburikidza neTED neDOC kunogona kuitwa. O PIX Izvo hazvina kuuya kuzotsiva aya maoparesheni, asi kuti ive yakareruka uye iri nyore imwe nzira yekuchinjisa uye kubhadhara.

Kunobva: Central Bank

Siya Comment kukanzura mhinduro 6l2a3m
Hwirudzuro Zvinyorwa 2o6x63

Native Mbavha Mode, Pix paChrome uye nezvimwe: ona Google yeBrazil 2025 zviziviso 1q4n6f

Iyo kambani yakazivisa maficha matsva emafoni emafoni, shanduro yechiPutukezi muKusangana, kunyange AI yakawanda mukutsvaga uye zvimwe zvakawanda zvitsva. Tarisa pfupiso yakazara
victor pacheco avatar
Verenga zvimwe

Ona zvese zvakaziviswa Apple paWWDC25 2r5z17

Iyo kambani yakaunza zvigadziriso ku iPhone, iPad, Apple Watch, Macbook, Apple TV, Car Play uye kunyange Vision Pro magirazi, ane madhizaini ekugadzirisa, hungwaru hwekugadzira uye zvimwe zvakawanda. Tarisa kuti chii chitsva
victor pacheco avatar
Verenga zvimwe

Hisense inoratidza zvigadzirwa zvichasvika muBrazil muna 2025 31q1a

Pamusoro pemutsara mutsva wemafiriji akabatana, kambani yakaratidza C2 Ultra purojekita, iyo inoratidza skrini inosvika mazana matatu masendimita ine 300K resolution. Ona zvese zvakaziviswa
victor pacheco avatar
Verenga zvimwe